Home foreclosure is the big elephant in the room, dreaded by homeowners, developers, financiers, investors and the government.

When you loose your home, it’s bad news for the entire value chain- you are left in the cold, developers worry about less demand and finding a new buyer, investors and financiers have to deal with another cash flow crisis while the government has more on social welfare.

The primary driver of price volatility is the balance between supply and demand of housing. More foreclosures means too many houses are in supply which crashes prices thereby making investment in the housing markets unprofitable.

Enter Homeowners Assistance Funds, which is a lifeline for homeowners to meet up with mortgage payments and home repairs. Sadly, the funds have virtually dried up across the states from Alabama to Washington.

PIF offers mortgage facilities at zero interest rate (from our Islamic banking partners) to direct offtakers of our properties.

For homeowners we offer mortgage assistance to prevent foreclosure because it’s in the best interest of everyone. Our mortgage assistance program provides consultancy, gives grants to cover monthly mortgage payments, small loans for house repairs, and mortgage refinancing to renegotiate and pay off bad mortgage loans.